Question 1

Why use Wiggle Budget instead of just checking my bank balance?

Accepted Answer

Your bank balance shows now; it says nothing about the rent, bills, and goals already committed against it. Wiggle Budget projects those forward and shows the lowest point your balance will hit - your safe-to-spend number - so a "healthy" balance can never surprise you at bill time.

Question 2

Who is Wiggle Budget for?

Accepted Answer

People with income who want to build wealth deliberately: professionals watching where good income goes, couples planning shared rent and bills on one timeline, and anyone paying down debt without going tight. Disciplined planners get the most from it, but the projection catches problems for everyone.

Question 3

Is my financial data private in Wiggle Budget?

Accepted Answer

Yes. There is no bank login and no data aggregator. You enter real cash manually, every amount is encrypted, and your data is never sold or shared.

Question 4

What if I make a mistake or fall behind?

Accepted Answer

Everything is recoverable: log it, undo it, or reset from real cash and let the plan rebuild. Missing a few days takes seconds to catch up, and nothing breaks.

Why Wiggle Budget: Your Balance Is Not Your Answer