Question 1

What are the core features of Wiggle Budget?

Accepted Answer

Wiggle Budget projects your cash forward: a timeline that shows every upcoming bill and paycheck, one safe-to-spend number (the lowest your balance will hit), payment templates you set once and send to any month, linked debt payments, what-if purchase testing, and shared money tools - all manual-first and encrypted, with no bank login.

Question 2

How does the timeline projection work?

Accepted Answer

You enter your real cash and upcoming income, bills, and goals. Wiggle Budget computes a running balance for every day ahead, shows the highest and lowest points, and flags the day money gets tight weeks before it arrives.

Question 3

What are payment templates?

Accepted Answer

A payment template is a bill or income you define once - amount, category, and how often. One tap sends it to any month, so a full month of rent, subscriptions, and paychecks is scheduled in seconds instead of re-entered by hand.

Question 4

Can I test a purchase before committing to it?

Accepted Answer

Yes. Drop a what-if purchase into the timeline and watch the whole plan react - the projected balance and safe-to-spend number update instantly. Keep it or undo it; nothing breaks.

Wiggle Budget Features: Cash simulation, linked debt, and future decisions